The Time is Now

January 5, 2023
Did you think low interest rates were in the rearview mirror with 2022? Well, the time is now and low rates are back! We are offering 3.875% interest rates* on select homes to close by February 28, 2023.

Don't miss out on this amazing rate, call or text us today to find out more and schedule a tour to find your perfect home.

View All Available Homes.

*Scenario Generated: 01/05/2023. Loan Type: Conventional Loan, Term: 30 years, Fixed Rate, Credit Score 740, Sales Price: $420,000, Down Payment: $42,000, Discount Points (If applicable): 2.5

3.875% interest rate offer is in the form of a 3/2/1 buydown.

Year One: Rate: 3.875% APR: 4.407% Monthly Payment (Principle & Interest Only): $1,777.50
Year Two: Rate: 4.875% APR: 5.466% Monthly Payment (Principle & Interest Only): $2,000.41
Year Three: Rate: 5.875% APR: 6.525% Monthly Payment (Principle & Interest Only): $2,236.01
Year Four/Final Rate: Rate: 6.875% APR: 7.586% Monthly Payment (Principle & Interest Only): $2,483.19
Monthly payment estimates do not include taxes, insurances, and assessments. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend. S3 Home Loans is not affiliated with the U.S. government, HUD, FHA, VA, or any other government agencies. For additional information about S3 Home Loans, visit or the NMLS Consumer Access page at NMLS# 2395795