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A Little Something Extra

Categories: Credit and Lending, Featured, Home Building 101 | Posted: September 29, 2011

Sometimes you just want that little bit more.  Something extra.  We get it.  And we think that little bit more is peace of mind.  With the hustle and bustle of life, you don’t need any more stress and worry than absolutely necessary.  So we go out of our way to provide our customers with a worry-free experience.  Let’s examine the ways:

 

  1. Guaranteed Heating and Cooling.  Seriously.  Not Kidding.  It’s a warranted item.  Our 3098 square foot floor plan in Garden Heights is GUARANTEED to average 907.5 kWh/month to heat and cool.  At a price of $0.084/kWh that’s $76.23 on average to run the HVAC.  Incredible, and true.
  2. Extra Inspections.  We go above and beyond to get additional third party inspections on each home.  We want to make sure that a second set of eyes has inspected our homes to catch mistakes we may have missed.  The result?  Fewer Warranty Requests from our Home Owners.
  3. Rebar Foundation.  Each foundation is tailored to the specific needs of each neighborhood.  Did you know that Tarrant County soils can vary so much that a soils test in one neighborhood can yield completely different results when compared to another?  We always take the most conservative approach with our foundations and it shows in our record with Bonded Builders — our Third Party Warranty Partner.  We have been claims free on our foundations since the company was founded in 1998.
  4. Graduate Master Builders.  Astonishing as it may be, all of our Construction Managers that build our homes are Graduate Master Builders.  Continuing education is vital for anyone who desires to be the best in their field.  We are no different.  Experience and education make a difference in the end product.  We are very proud to have such a great team building our homes, and you will be too.
  5. Top Notch Salespeople.  Our Sales Team is the best in the business.  Why?  What’s different about them?  They are highly trained in areas that make the most difference to our Customers.  They are very knowledgeable about the latest loan programs for first time buyers, repeat buyers and credit challenged buyers.  If there is a way to save you money and get you the Home of your Dreams, they can find it.  They are most concerned with helping people, not selling people.  And our Customer Service Surveys reflect their hard work.

 

And if you still want more, call one of our Sales Offices to find out what’s so special about their neighborhood!

 

STOP! Don’t work on improving your credit all by yourself!

Categories: Credit and Lending, Featured | Posted: September 22, 2011

Photo Credit: money-for-single-moms.com

Sorry for yelling STOP in all upper caps but this topic is way too important to let slide. A prospective home buyer–let’s call her “Melanie”–just stopped by one of our sales offices to share some exciting news. Turns out she’s been trying to repair her credit score on her own. (Insert big “oh, no” here.) Ms. Melanie said her credit score (pulled just two months ago) was only 20 points short of qualifying for a loan. She had taken on the challenge to boost her score and proudly announced, “I’ve been paying on some old stuff.” (Insert another “oh, no” and throw in a sigh.)

So what’s the big deal?

The problem is that credit repair is very tricky these days. Recent credit items are more important than old debt, and most lenders can overlook some dings to your credit if they occurred a long time ago. Believe it or not, paying on an old debt breathes new life into that carcass and makes it show up on your credit report as a recent item. This can cause your score to tank.

No one told Melanie to do this. Despite a consultation with Marcy Rutherford, a veteran sales counselors who is very knowledgeable in credit repair, Melanie didn’t take her advice.  The result is that Melanie may very well have set herself back over 100 points!  This will take a very long time to undo.

Please take a lesson from our unfortunate friend and stop working on your own credit.  We can help!  Just call one of our Sales Offices and make an appointment to find out more about our Credit Watchers Program.  Call toll free: 1-800-Antares (800-268-2737) or choose your favorite neighborhood and phone number from this list.

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