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Yes, you DO need a home theater system

Categories: Blog | Posted: September 1, 2017

Televisions keep getting bigger and “smarter”. Video streaming selections keep getting broader and better. Siri, Alexa, and Google make it easier than ever to find the movies and programs you want,

A home theater system is no longer a matter of enjoying the occasional movie in the comfort of your home. Today, it’s how people are experiencing entertainment—from sports to movies to everyday programs

So, if you’ve been wondering whether you should invest in expanding your viewing quality, the answer is, yes, you DO need a home theater system.

To retrofit your current home with an integrated home theater system, you’ll need more than televisions. Preferably, speakers are fit into the wall, rather than exterior speakers mounted on them, and cables must be run to give you the connectivity. For true surround sound, you’ll be installing a speaker in the ceiling as well.

Are you considering a move to a new home? If you’re building from the ground up, adding a home theater is not complicated. Your builder can work the design and infrastructure into the plans so that it fits seamlessly. This opportunity also allows the homebuyer to expand the system into more rooms. For example, add the viewing to your kitchen, where your family and guests often congregate, and install a wall-mounted television for your outdoor living space.

A home theater system isn’t as complicated or expensive as you might think. In addition to the televisions, you’ll need a home theater receiver (also known as AV receiver or surround sound receiver) with Bluetooth connectivity, and the speakers. You might also want to consider the lighting in your media room. It’s easy to add dimmer switches for the existing light fixtures. Do you need room darkening shades?

You can expand your technology from the basics, depending on your desired home theater experience. Here’s a great guide to all the bells and whistles.

Are you ready to go from renter to homeowner?

Categories: Blog | Posted: August 17, 2017

For the past few years, you might have been watching the real estate market with interest, but didn’t feel ready to make the leap from renter to homeowner. You can still take advantage of low interest rates.

Why are you hesitating?

Here are some telltale signs you might be more ready than you think.

You’ve been paying rent on time for years. That monthly payment shows you’re responsible, and that you’re used to committing a sizeable sum each month to your living expenses. When you consider that your monthly mortgage payment could be even less than your rent, then you should feel confident that you can handle it.

You have a secure job. You’re getting good performance reviews and your employer is in a solid position, possibly even growing. If you like your job and see your future there, you have the job security that’s important when you commit to a mortgage.

Your credit is good. A good FICO score is 700 or higher, but you can get a loan with a lower credit score, as long as your debt-to-income ratio is within the acceptable range (e.g., your total debt is less than 30% of your annual income). The higher your credit score, the better you will do, both in terms of how much you can borrow and at what rate. Talk to a lender about mortgage pre-approval so you know where you stand before you start your new home search. Many lenders can give you direction for improving your credit score to qualify for the home you want.

You know what you want in a home—and it’s probably not roommates (or parents). You’re becoming more aware of home designs, wandering through home centers, and exploring neighborhoods. You’re imagining yourself as a homeowner, instead of seeing it as a distant reality.

Seeing is believing. That image of homeownership could be closer than you think. Talk to a real estate professional and a lender to explore your options. You’ll never know if you’re ready to buy a home if you don’t make the move!

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